Apply Now

The best funding options for your business.

Apply below to see if your business is eligible for financing.

Apply Now
Call us: (516) 678 9488

Some Businesses we’ve financed

Help For Adoptive Families In Crisis

Revolutionary Brain Health

Compare Loan Offers

What Our clients are saying!

"Why can't every company be as smooth and easy to work with like Swift SBF?"

Jennifer Mcquire
"We received funding for our business from Swift SBF within the same day!"

Mark Beidel
"Swift SBF provided funding for our business same day!"

Jack Thompson
"We had such a great experience working with Marc! Very smooth process and enjoyable!"

Keith Finley
"Swift SBF really helped my business when we needed money to buy a new pick up truck"

Rayson Smith
"The Swift SBF process was super easy and funding came in quickly!"

Peter Thomas
about u-min

About Us

We use proprietary technology to quickly review your business information and match you with the right lending partners. We are connected to a vast network of lending professionals we handpicked to help fund your capital needs. With loan standards frequently changing, we stay on top of it all for you to deliver the right lenders at the right time.

Whether you need a loan for expansion, working capital, or equipment financing, our team will work with you to develop a personalized plan that meets your specific needs. We offer competitive rates and flexible repayment terms to ensure that your business can thrive and grow.

Contact us today to learn more about how our business finance solutions can help your company reach its full potential.

Apply Now
Award
Award Winning

Empowering businesses to achieve financial success through expert guidance and personalized solutions.

Apply now
Rectangle 90
Apply for a small business loan in just 15 minutes.

Short Term Loans: A loan that is set to be paid back in a short period of time typically within a year or two, sometimes longer. Most common uses include working capital, inventory or equipment purchases, and marketing. Short term loans also typically allow for quicker and easier access to funds with more flexible underwriting standards

Apply Now
Rectangle 88
Equipment Finance

Equipment finance is a loan for purchasing machinery and equipment needed to run your company. Anything from office furniture and medical supplies to farm equipment or industrial vehicles can be purchased with an equipment loan. Flexible rates and payments.

Learn More

SBA Bolt and 7A Loans

SBA loans are small-business loans offered by banks and online lenders and partly guaranteed by the government.

SBA 7(a) loans Up to $5 million.

Working capital, expansion and equipment purchases.

SBA Express loans Up to $500,000.

Fast funding for working capital, expansion and real estate and equipment purchases.

SBA 504 loans Up to $5 million

Purchase long-term, fixed assets like land, machinery and facilities.

Flexible and Quick Business Loans for You

When running a business, unexpected expenses can arise. When this occurs, it is critical to have access to working capital in order to continue moving forward. Handling such expenses quickly can often be critical to the success of your business.

Very Low Rates on All Loans
95% Success Rate Guarantee
Flexible with Repayments

How We Work

Step 01

Fill out our Simple Application
step 2

Step 03

Compare Loan Offers
step 1

Step 02

We’ll connect you with a Funding Specialist
Office SBA

SBA Bolt Loan

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Apply Today

Grow Your Business

Bank Term Loans

Bank Term loans from lenders in the Swift network are shorter-term, fixed-rate loans with stable monthly payments. These loans can be a good option when you need funds quickly and want to lock in your interest rate.​

INTEREST RATES


6.99% – 24.99%​

LOAN AMOUNTS


$30,000 – $500,000​

REPAYMENT TERMS


2 – 5 years​

Equipment Loans

Your business needs equipment to run properly. It’s important you get the equipment you need, and fast. Our financing options ensure you are well positioned to keep up with today’s rapidly changing market. We offer creative programs with flexible payment options covering a wide range of credit scores so you can focus on what you do best — running your small business.

LOAN AMOUNT

$10,000 – $250,000

LOAN TERMS

36 – 84 months

TIME TO FUND

24 – 48 hours

Merchant Cash Advance (MCA)

Our merchant cash advance program (MCA) gives you an upfront sum of cash in exchange for a slice of your future sales. They are an excellent option for a small business that needs some extra money to pay rent, inventory, payroll, expansion, and equipment. Not all small businesses can get traditional bank loans. With an MCA, your business can be more competitive and functional. Small business.

Frequently Asked Questions

Everything you need to know about the Swift SBF.

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Apply today and get up to

$5,000,000 tomorrow.

GET A QUOTE
Our Loan Offers.
Applying is free and won’t impact your credit. | Talk to a rep at (516) 687 9488

SWIFT SBF HOLDINGS, LLC is a financing partner and affiliate with various banks. We are a preferred network lender.

Same-Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday – Friday before 10:30 a.m. ET. If checkout is done before 10:30 a.m. ET, funds will be available by 5 p.m. local time the same day. If checkout is done after 10:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.

Instant Funding requires registration and is subject to the Instant Funding Terms & Conditions. Instant Funding is limited to open lines of credit for draws between $1,000 – $10,000, and you can only make one draw request per day. Not all banks or debit card providers participate, and you must register a business debit card matching the information associated with your Swift SBF account. Transfers are typically completed within 30 minutes, but may be subject to additional restrictions or delays.

There are some industries we cannot serve (see list of restricted industries). In addition, Swift SBF does not lend to businesses in North Dakota. Other underwriting requirements may apply.

When you prepay your term loan in full, we will apply a discount on remaining unpaid interest based on the Prepayment Interest Reduction Percentage stated in your loan agreement.

Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Swift SBF. The average rate for term loans is 56.1% APR and the average rate for lines of credit is 55.9% APR. Averages are based on loans originated in the half-year ending March 31, 2024.

Depending on your state and other circumstances of your application, you may be required to make a minimum draw of $1,000 at origination.

Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the Swift SBF family of companies or by Celtic Bank. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval.

Swift SBF® is a Registered Trademark. All rights reserved.

About Us
  • Who We Are
  • Partner With Us
  • Blogs
  • Legal
Small Business Loans
  • ERTC Bridge Financing
  • Revenue Based Financing
  • Business Term Loans
  • SBA Bolt/SBA 7A/SBA Express Loans
  • Equipment Financing
Resources
  • ERTC Bridge Financing
  • Revenue Based Financing
  • ERTC Bridge Financing
  • FAQs
  • Contact Us
Quick Links
  • Privacy Policy
  • Security Policy
  • Terms & Conditions

Swift SBF® is a Registered Trademark. All rights reserved.