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Partnership Program

Come partner with us to start earning handsome referral payouts.
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Meet Our Partners

We partner with some of the most innovative companies who help small businesses with everything from payroll to taxes, insurance and more.
Become a partner today and take advantage of fast, flexible financing to help your clients succeed.

Payroll Processing

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Payment Processing

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Tax Book keeping

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Banking & Finance

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Franchise & Licensing

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Insurance

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Knowledge

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Non-Profits

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How the Program Works

Our Process

Sign up as an Affiliate
Submit your client's application or refer them
Get a decision for your client
Get your client funded
Get Paid

Client Benefits

Flexible Business Financing Options for your customers needs
ERTC Advance

Fast financing for your business

Term Loan

Stability to grow revenue over time.

ERTC Advance

Larger loans secured by commercial real estate

Become a partner today

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From One Entrepreneur to Another: We Get You

We understand what’s behind building a business you believe in.

We had always dreamt of having a banquet hall, and it came true after the financing from Swift. We would recommend Swift 100% without fail, no questions about it.

SWIFT SBF HOLDINGS, LLC is a financing partner and affiliate with various banks. We are a preferred network lender.

Same-Day Funding is only available in certain states, for term loans up to $100K. Eligibility window is Monday – Friday before 10:30 a.m. ET. If checkout is done before 10:30 a.m. ET, funds will be available by 5 p.m. local time the same day. If checkout is done after 10:30 a.m. ET, or on a weekend or bank holiday, it will not qualify for Same-Day Funding and funds will be deposited within 2 – 3 business days.

Instant Funding requires registration and is subject to the Instant Funding Terms & Conditions. Instant Funding is limited to open lines of credit for draws between $1,000 – $10,000, and you can only make one draw request per day. Not all banks or debit card providers participate, and you must register a business debit card matching the information associated with your Swift SBF account. Transfers are typically completed within 30 minutes, but may be subject to additional restrictions or delays.

There are some industries we cannot serve (see list of restricted industries). In addition, Swift SBF does not lend to businesses in North Dakota. Other underwriting requirements may apply.

When you prepay your term loan in full, we will apply a discount on remaining unpaid interest based on the Prepayment Interest Reduction Percentage stated in your loan agreement.

Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with Swift SBF. The average rate for term loans is 56.1% APR and the average rate for lines of credit is 55.9% APR. Averages are based on loans originated in the half-year ending March 31, 2024.

Depending on your state and other circumstances of your application, you may be required to make a minimum draw of $1,000 at origination.

Depending on the state where your business is located and other attributes of your business and the loan, your business loan may be issued by a member of the Swift SBF family of companies or by Celtic Bank. Your loan agreement will identify the lender prior to your signing. Loans subject to lender approval.

Swift SBF® is a Registered Trademark. All rights reserved.

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Swift SBF® is a Registered Trademark. All rights reserved.